Buy Now, Pay Later with Stitch or Float
Buy now, pay later with Stitch or Float
Spread the cost of your DecorMama furniture interest-free. Choose Stitch Pay Later (2–6 instalments) or Float (2, 3 or 4 monthly instalments on your existing credit card) at checkout.
Stitch Pay Later
Pay over 2–6 interest-free instalments with Stitch Pay Later. Select Stitch at checkout, get an instant decision, and your instalments are collected automatically.
Float: choose your instalment plan
All plans are 0% interest · No fees · Auto-charged monthly
Instalment Calculator
See exactly what you’ll pay each month
How it works
Shop
Browse DecorMama and add your favourite pieces to cart.
Choose Float
Select Float at checkout and pick 2, 3 or 4 instalments.
First Payment
First instalment charged immediately at checkout.
Auto Payments
Remaining instalments auto-charged monthly. Done!
What do I need to pay with Float?
Why choose Float?
No Interest Ever
Pay exactly the product price split into equal monthly parts.
Instant Approval
Approved in seconds. No lengthy applications or paperwork.
100% Secure
Fully encrypted payments. Your data is always safe.
All Products
Available on every DecorMama item — furniture, decor and more.
Frequently Asked Questions
Is there any interest or fees?
No — Float is completely interest-free and fee-free. You pay exactly the product price split into 2, 3 or 4 equal monthly instalments.
Which cards are accepted?
Float works with South African Visa and Mastercard credit cards only. Debit cards are not accepted.
When are instalments charged?
The first instalment is charged at checkout. The remaining instalments are auto-charged monthly to your card.
Do I need to sign up?
No sign up required! Simply select Float at checkout, choose your plan, and you’re good to go.
What if I return my order?
Our standard 30-day return policy applies. Refunds are processed back through Float and your instalments adjusted accordingly.
Ready to furnish your home?
Shop premium furniture and décor — pay in 2, 3 or 4 easy instalments with Float.
Shop NowEvery DecorMama piece is backed by a 24-month warranty — see what is covered and how to claim.